Term Loan
The classic way to fund a bigger move.
- Loan amount
- $20K – $1M
- Funding speed
- Within 24 hours
- Loan term
- 1–2 years
- Interest rate
- As low as 6%
Business funding
Business capital from $5,000 to $1 million, repayments shown first
Choose an amount to see your options. One short application, 80+ lenders, and the repayment schedule before the offer.
- No application fee
- No obligation
- Same-day funding
- No collateral required
The application is the way in, and it takes about two minutes.
The rhythm of repayment
Six programmes, six ways of paying back
The amount is what everyone asks about. What you live with afterwards is when the money leaves your account and how often. Here is that answer for each programme, in the network's own terms.
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Working Capital
Every weekday, or once a week
Week 1Week 2Week 3Week 4Small, frequent debits that sit comfortably beside steady daily takings: a café, a salon, a shop with a busy till. The term is short, so it clears in months rather than years.
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Revenue-Based Funding
Every weekday, or once a week
Week 1Week 2Week 3Week 4Repaid out of the sales still to come, a little at a time. It is the fastest to arrange and usually the most expensive, so it suits a short, sharp need.
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Equipment Financing
Once a month
Week 1Week 2Week 3Week 4One payment a month for one to five years, set against the working life of the machine it bought.
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Business Line of Credit
Only after you draw
Week 1Week 2Week 3Week 4Nothing is owed while it sits unused. Draw what a month needs and you pay for what you drew, not for the whole facility.
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Term Loan
A fixed schedule over 1 to 2 years
How often is written into your offer
One sum at a fixed rate, repaid on a schedule that does not move, so the full cost is known on the first day.
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Short Term Business Loan
A fixed schedule, up to 24 months
How often is written into your offer
A term loan on a shorter clock. A known amount on a known schedule, usually cleared inside a year.
- A debit
- Draw
- Line in use
- No debit
How often and how much are written into every offer before you accept it. If a rhythm would not suit your takings, say so: there is usually another programme that does.
How it works
Three steps, with the repayments shown at every one
Short to fill in. The comparing is done alongside you, with the schedule of each offer on the table.
Step 01
Send one short application
The amount, how to reach you and a few questions about the business. No documents to dig out first, and nothing to pay.
- Free to send
- Nothing to upload to start
- No commitment
Step 02
See each offer's schedule
A funding specialist takes your application to lenders in the network and brings back what they offer, each with how often it is repaid, how much each payment is and for how long.
- Many lenders, one application
- Frequency, amount and term for every offer
- Total repaid, not only the rate
Step 03
Accept the one that fits your takings
Choose the offer whose rhythm sits best beside the way your customers pay you. Once approved, funds can arrive in as little as 24 hours.
- Set the debits against your cash flow
- Walk away from any offer
- Funded in as little as 24 hours once approved
The six
The six programmes and their figures
Each card carries the network's published figures. The rhythm above is the part most comparisons leave out.
Short Term Business Loan
Fund your business on your terms.
- Funding amount
- $10K – $1M
- Funding speed
- As quick as 1–2 days
- Cost
- Beginning at 6%
- Term
- Up to 24 months
Equipment Financing
Equipment for virtually any industry.
- Loan amount
- Up to $250K
- Term
- 1–5 years
- Cost
- As low as 8%
- Repayment
- Monthly
Working Capital
Funding your day-to-day operations.
- Funding amount
- Up to $1M
- Funding speed
- Within 24–48 hours
- Cost
- Starting at 4.5%
- Repayment
- Daily or weekly ACH
Business Line of Credit
Flexible financing, there when you need it.
- Funding amount
- Up to $1M
- Term
- 6 months to 3 years
- Cost
- Starting at 4.5%
- Funding speed
- Within 1–2 days
Revenue-Based Funding
Quick and efficient access to capital.
- Funding amount
- $5K – $500K
- Funding speed
- 24–48 hours
- Repayment
- Daily or weekly ACH
Before you accept
Four questions to put to any offer
Ours or anyone else's. A specialist will answer each of them before you sign.
- How often is it taken?
- Every weekday, weekly or monthly, and from which account. A daily debit on a business paid monthly is the commonest mismatch there is.
- How large is each payment?
- Divide the total by the number of payments and set it against an ordinary week, not your best one.
- What is the total repaid?
- The total paid back over the whole term is the figure to compare.
- What happens in a slow month?
- Ask how the repayments behave when sales dip, and what your options are before it happens rather than after.
The network's figures
The lending network behind the application
80+lenders in the network
25,000businesses funded
24 hrsto funding once approved
These are the totals of the lending network Bluecrest Business Capital works through, not figures for this brand alone.
Ready when you are
Ready to grow your business?
See your repayments and your options in one short application. No application fee, no obligation.
The application
Start your application
About two minutes: the amount, how to reach you and a few questions about the business. Free to send, and you see each offer's repayment schedule before anything is agreed.
The application is the way in, and it takes about two minutes.
