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Term loan

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Funding speed
Within 24 hours
Loan term
1–2 years
Interest rate
As low as 6%

Start my application

A row of painted shopfronts on an old main street.

Term loan

What it is, and how it repays

A term loan is one lump sum of capital, repaid at a fixed rate over a fixed period. It is the most straightforward way to fund something substantial — a second location, a large order, a hire you have been putting off — and to know exactly what it costs before you commit.

The application takes a couple of minutes: the amount, how to reach you and a few questions about the business. A specialist then brings back the offers you qualify for, each with its repayment schedule.

Its rhythm

A fixed schedule over 1 to 2 years

How often is written into your offer

One sum at a fixed rate, repaid on a schedule that does not move, so the full cost is known on the first day.

All six rhythms side by side →

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What it gives you

Why owners choose it

  • Fixed rates, so repayment never moves
  • Funded within 24 hours once approved
  • Use it for what the business needs
  • No out-of-pocket fees

The application

Start your application

About two minutes: the amount, how to reach you and a few questions about the business. Free to send, and you see each offer's repayment schedule before anything is agreed.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours