About Bluecrest Business Capital
We start with the schedule, because that is what you live with.
Bluecrest Business Capital helps owners choose funding by how it will be repaid, not only by how much it offers.
Why the schedule first
We are not a lender. Your application goes to our funding partner and through it to a network of lenders and funding providers who make the offers. What we add is the order of the questions: before the amount, how often it is repaid, for how long, and what one payment looks like next to an ordinary week of trade.
A business paid by card every day can carry a daily debit without noticing it. A contractor paid at the end of each job cannot. The right programme is very often the one whose rhythm matches the rhythm of the money coming in.
We work only with businesses and do not arrange personal or consumer loans. There is no phone line to wait on: the application is the way in, and a specialist gets back to you.
Before you accept
Four questions to put to any offer
Ours or anyone else's. A specialist will answer each of them before you sign.
- How often is it taken?
- Every weekday, weekly or monthly, and from which account. A daily debit on a business paid monthly is the commonest mismatch there is.
- How large is each payment?
- Divide the total by the number of payments and set it against an ordinary week, not your best one.
- What is the total repaid?
- The total paid back over the whole term is the figure to compare.
- What happens in a slow month?
- Ask how the repayments behave when sales dip, and what your options are before it happens rather than after.
The application
Start your application
About two minutes: the amount, how to reach you and a few questions about the business. Free to send, and you see each offer's repayment schedule before anything is agreed.
The application is the way in, and it takes about two minutes.
