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Working capital

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Funding speed
Within 24–48 hours
Cost
Starting at 4.5%
Repayment
Daily or weekly ACH

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Working capital

What it is, and how it repays

Working capital funds the running of the business rather than a single purchase: payroll, rent, stock, the gap between invoicing and being paid. Terms are typically short, averaging between six and twenty-four months.

It is the option that keeps growth going through a money-tight stretch, without putting a long obligation on the books.

Its rhythm

Every weekday, or once a week

Small, frequent debits that sit comfortably beside steady daily takings: a café, a salon, a shop with a busy till. The term is short, so it clears in months rather than years.

All six rhythms side by side →

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What it gives you

Why owners choose it

  • Short term, so it clears quickly
  • Funded within 24–48 hours once approved
  • Use it for what the business needs
  • No out-of-pocket fees

The application

Start your application

About two minutes: the amount, how to reach you and a few questions about the business. Free to send, and you see each offer's repayment schedule before anything is agreed.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours