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Equipment financing

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Term
1–5 years
Cost
As low as 8%
Repayment
Monthly

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Equipment financing

What it is, and how it repays

Equipment financing covers the cost of buying or leasing what your business runs on. Most owners hear the phrase and picture tractors and backhoes — construction equipment is certainly financeable, but so are refrigerators, vehicles, medical devices, ovens, servers and computers.

Exact qualifications vary by lender and by the equipment itself. If you do not meet all of them — a credit score under 650, say — solid cash flow can still make the case.

Its rhythm

Once a month

One payment a month for one to five years, set against the working life of the machine it bought.

All six rhythms side by side →

A coffee roaster checking the day's numbers on a laptop beside the roaster.

What it gives you

What lenders usually look for

  • 12+ months in business
  • 650+ credit score
  • $50,000+ annual revenue
  • Quick and easy application

The application

Start your application

About two minutes: the amount, how to reach you and a few questions about the business. Free to send, and you see each offer's repayment schedule before anything is agreed.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours